Insurance is one of the most basic needs of almost every individual. Nowadays, you will find a large of companies have ventured into insurance business due to attractive returns that it offers. However, not all insurance companies are ethical in their day to day business practices, which results in a large number of litigation cases being filed against insurance companies.

One of the major disputes arises due to a dispute in the claim settlement amount, which leads to multiple Insurance coverage and litigation. Ideally, it should be a mutually agreed amount according to the terms and conditions of the policy. However, in a few cases, the insurance companies take their customers for a ride but granting such lower payout in case of genuine insurance claims. The customer should be aware of their legal rights and should be ready to drag the defaulting insurance company to court to get fair treatment. In the past, we a seen several cases where the insurance companies have outrightly rejected the insurance claims by citing non-adherence to some of their clauses, but the customers have got full payout after dragging the matter to the court. A large number of disputes occur during the claim settlement of the term plans when the insured person passes away. The companies make several excuses to reject the claim by stating that the pre-existing ailment, smoking habit, was not disclosed during the underwriting of the policy.

Insurance companies have been settling claims as per their evaluation, which often leads to a dispute with the customers. Once they settle a particular case, the insurance companies make it a binding to the customers and do not review it.

As a result, the Insurance Coverage and Litigation services have been in great demand in the present time with special reference to the insurance sector. While some of the well-known companies have a track record of settling claims in the affair and transparent manner but some of the relatively new insurance companies have not been fair to their customers. It becomes extremely important for the customers to be extremely vigilant, which settling any claim with the insurance companies. In case they feel that they have been cheated, they should immediately file a case against the corporation. You need to approach a certified legal expert who can help you out the legal procedure to file a suit in the consumer court against the insurance company. You can visit our official website at cheungtruslowlaw.com to get further information about our legal services with special reference to the insurance sector.